The Senior Regional Business Banking Risk Officer
is a key component of the shared risk management responsibilities
between the Business Banking Sales Force and Risk Management.
Key Accountabilities:
Primary responsibility for the Sr Regional Business Banking Risk Officer
role:
• Reviewing, analyzing and decisioning credit
packages in a timely manner to ensure the bank’s profitability
goals and RBC Centura’s risk management strategies are balanced
appropriately, and effective portfolio management is adhered to.
• Provide expertise in credit, industry assessment,
pricing, analysis, and loan structure.
• Carry responsibility for the communication
and enforcement as well as development of policy and process for their
specific markets.
• Partner with their Commercial Market and Business
Banking market leaders in the management of the portfolio, to ensure
it’s ongoing quality remains in line with the Bank targets.
• Approves, within delegated authorities, client
strategies and transactions. Recommends transactions and strategies
over delegated authorities to the appropriate individual.
• Maintains a strong working relation with Account
Managers and Regional Executives providing guidance as to acceptable
types of loans that will meet banks goals/objectives.
• Influences pricing of credit to meet target
pricing and balance risk and return.
* Provides direction to Account Managers with research,
transactions and training.
• Represents RBC Centura and Risk Management
in market place, and with clients (internal and external).
• Realizes team synergies through networking
and partnerships across RBC and by seeking out diversity of viewpoints.
• Embraces change, acting as an advocate and
role model and promoting a mindset of continuous improvement.
Required Skills/ Competencies/ Attributes:
Education:
BA/BS
Required Accreditation(s):
Special Conditions:
N/A
Diversity:
Diversity in the workplace, one of our shared values,
lies at the heart of our rewarding, open, supportive and inclusive
work environment. We respect and respond to the many competing and
evolving priorities in our lives so you can focus on what you can
do best – put clients first.
